Sophisticated wealth management

Retirement Income Retirement Income Optimization (RIO)

Having a plan to withdraw tax-efficient retirement income during your retirement years is crucial. To guide clients through this life cycle need, we developed a process called “Retirement Income Optimization (RIO)”.

Process: Retirement Income Optimization (RIO)

Retirement Income Optimization (RIO) is one of our most popular services for retired or those nearing retirement. RIO is a 60-minute meeting where we take inventory of all sources of income. We then optimize the mix to generate the desired level of income for the least amount of taxes possible. We suggest the optimal order and amount of income to withdraw, which we then recommend clients take to their tax accountants for review.


 

 

 

Maintaining income after retirement

How your retirement savings can continue working for you.
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Retirement & Longevity

Infographic: Debunking Social Security myths

Shine some light on these common misconceptions to help get the most from your hard-earned benefits.
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Retirement & Longevity

Is a niche retirement community right for you?

Things to consider before joining a community of like-minded retirees.
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Retirement & Longevity

Protecting your Social Security payout

To handle payments for a disabled senior, it's not enough to put powers of attorney, medical directives or guardianship arrangements in place.
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Retirement & Longevity

Infographic: Five habits of 401(k) millionaires

You don’t have to make $1 million to save $1 million. Following these five principles can help you successfully prepare for retirement.
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Retirement & Longevity

Navigating Medicare [INFOGRAPHIC]

Review this roadmap to help you navigate through the Medicare enrollment process.
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Retirement & Longevity